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Travis Yule is the founder and chief executive of Full Send Funding, a direct small-business funding company he started in 2021 and runs from Middle Grove, New York. The company funds working capital between $5,000 and $10 million to businesses in all 50 states, and underwrites on revenue and bank activity rather than on a credit score.
He writes the guides on this site because most of what is published about small-business capital is written by people who have never priced a deal. The articles here take the other view: what an underwriter actually reads in a bank statement, what a factor rate costs once you hold it for the real number of days, why a profitable contractor can still miss payroll, and when the honest answer is that a business should not borrow at all.
Full Send Funding is a direct funder, not a broker, so the decisions described in these articles are decisions the company makes with its own capital. That shapes what gets written here: sizing against monthly revenue, reading deposit consistency and existing positions, structuring terms between four months and three years, and the parts of the industry that are worth naming plainly.
Travis answers questions about a specific situation directly, including from writers and researchers working on a story. Email travis@fullsendfunding.com or call 518-312-0382 during business hours, 9am to 6pm Eastern, Monday to Friday.