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A fast advance from $5,000 to $10 million, funded in house: a decision within 24 business hours and, on deals up to $2 million, funding within 24 hours of approval.
When a supplier wants payment Friday or a revenue-blocking repair can't wait, process speed is the product. Our fast-cash path strips the timeline to its minimum: an application whose first step takes about 2 minutes, a decision within 24 business hours, and funding within 24 hours of approval on deals up to $2 million. What we fund this fast is an advance, not a loan, and we fund it in house.
Speed doesn't mean opacity. You'll see the total payback amount, the remittance schedule, and every fee before you accept — and if your timeline allows a cheaper option, your advisor will say so. Amounts run $5,000–$10 million against the same qualifications as our standard products: 4+ months in business, $10,000+ monthly revenue. A loan, which we arrange with a direct lending partner only if you choose to and at no fee to you, runs on the partner’s timeline rather than this one, and its terms are set out in writing before anything is signed.
One thing about a fast file is worth knowing before you send one: an approval is not money. It comes with conditions set at the same moment as the amount — a missing statement page, a business check for the receiving account, a payoff letter on an existing position — and it pays to ask for the full list on the approval call rather than meet it one email at a time. Who holds each item sets its cost: yours take minutes, your bank's take hours and only during its hours, and another funder's run on that funder's day.
Fast funding follows the same 80%–150% of monthly revenue guideline within $5,000 to $10 million. Speed doesn't reduce the amount available, but it does reward preparation: having 4 months of statements and a voided check ready is usually the difference between funding today and funding Thursday.
The application and the bar are the same as on every file we fund. The speed comes from having the file complete when you apply: four months of business bank statements, a valid ID and a voided business check, so nothing waits on a missing page.
Same-day funding is possible on a clean file submitted before 2pm ET. On deals up to $2 million, funding lands within 24 hours of approval. What slows things down is almost always missing documents.
Not automatically — pricing depends on your revenue profile and the product, not on how fast you need it. Urgency does narrow which products fit, and your advisor will be straight with you about the cost of the ones that do.
Four months of bank statements ready, a voided business check, matching legal name and EIN, and a reachable signer. Same-day funding is possible on a clean file submitted before 2pm ET.
Yes, on deals up to $2 million. Funding lands within 24 hours of approval, so a file approved today is usually in the account the next business day. Same-day funding is possible on a clean file submitted before 2pm ET. Application to money is one to three business days end to end, and what stretches it is missing documents, not the decision.
The earliest it can fund is the next business morning. The 2pm ET cutoff exists because of the banks, not our office hours: after it, the approval, signature and release can no longer reliably finish while the receiving bank will still post a wire that day. A late-Friday file and an early-Monday file often fund on the same day, because no wire moves while the banks are shut.
From the funding date, the day the wire is released to you, not from the day you applied or the day you were approved. It moves your whole calendar: the same file funding on a Friday or on the following Monday carries a different set of debit dates for its entire term. Confirm it while you are reading the agreement, along with the remittance amount and the total number of debits.