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Get the working capital you need to grow, hire, or manage cash flow with funding built for small businesses.
A small business loan from Full Send Funding is working capital between $5,000 and $10 million, repaid over a fixed schedule that typically runs from 4 months to 3 years. Approval is based primarily on your revenue — we review your last 3–4 months of bank statements rather than relying on your personal credit score, and the initial application uses a soft pull that doesn't affect your credit.
Most applicants finish the online application in about five minutes, get a decision within 24 business hours, and receive funds within 24 hours of approval. There's no collateral requirement: qualification rests on 3+ months in business and $10,000 or more in monthly revenue.
Offers generally land between 80% and 150% of your average monthly revenue, inside an overall range of $5,000 to $10 million. A business depositing $30,000 a month usually sees offers in the $24,000–$45,000 band; at $80,000 a month the band is roughly $64,000–$120,000. Where you fall inside it comes down to time in business, deposit consistency, and what else is already being repaid.
Between $5,000 and $10 million. The amount you qualify for is typically 80%–150% of your average monthly revenue, based on your bank statements.
No. The initial application uses a soft credit pull with no impact on your score. A full pull only happens at funding, with your consent.
Most approved applicants are funded within 24 hours of approval. End to end — application to money in your account — plan on 1–3 business days depending on how quickly documents come together.
Existing positions don't automatically disqualify you, but they change what's affordable. Disclose them up front — they appear in your bank statements regardless, and finding them late is what actually kills deals.